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ACCESSING AND REVIEWING INFORMATION

When you register yourself on Bloom CAP application your get the access to review and change the information you submitted each time except your display name. If you change any information we may keep track of your old information. You can change your registration information such as: name, address, city, state, zip code, country, phone number and profile. We will retain in our files all the information that you have requested to remove under certain circumstances, such as to resolve disputes, troubleshoot problems and enforce our terms and conditions. Further such prior information is never completely removed from our databases due to technical and legal constraints including stored ‘back up’ systems. Therefore, you should not expect that all of your personally identifiable information will be completely removed from our databases in response to your requests.

AMENDMENTS DONE TO THE PRIVACY POLICY

The “Bloom CAP” reserves all rights to amend the Privacy Policy posted on the platform from time to time at its sole discretion, without any intimation or prior notice to you. Your continued use of this platform constitutes your acceptance of the amendments. Your access and use of Bloom CAP App will subject to the most current version of Terms and Conditions, Rules and Guidelines posted on the application at the time of such use. You are requested to regularly check the link on the home page to view the most current Privacy Policy.

CONFIDENTIALITY

You further acknowledge that Bloom CAP App may contain certain informations which are designated confidential by Us and that you shall not disclose such information without the prior written consent. Your information is regarded as confidential and therefore will not be divulged at any third party, unless if legally required to do so to the appropriate authorities. Therefore we will not share, sell or rent any of your personal information to any third party or use of your email address for unsolicited mail. Any mail sent by us will only be in connect with the provision of agreed services.

CONTROL OF YOUR ID

When you sign up to become a registered member of the Bloom Cap then you are asked to choose the password. You are solely and entirely responsible of your password. Its very important to protect your account against the unauthorised use or access by choosing a strong password. You are required to keep your Account ID and password secured by signing out after using our services.

You agree not to reveal your username, e-mail address and password at any time to another member or at any third party. If you choose to do so to avail additional services, Bloom CAP takes no responsibility hence, it is not bound to be liable for any loss of confidentiality of your personal information. Further, you are solely and legally responsible for all your actions taken with your login information and password. If you lose control over your password, you may lose substantial control over your personally identifiable information and may be legally binding actions taken on your behalf. Therefore if your password has been compromised for any reason you should immediately contact us at support@bloomcap.org and change your password as fast as you can.

COOKIES

Cookies are the small pieces information that are stored by your browser on your computer’s hard drive. It is use to keep track of information such as your interaction with Social Media Websites, the content you click on, download, upload or share other activities on the platform, etc. in order to improve your experience by personalizing it to your preferences and usage trends.

DISCLAIMER

Although the team of Bloom CAP is committed to protect your privacy but we do not promise, and you should not expect, that your personal information will always remain private. We cannot ensure that all of your private communications and other personal informations (including sensitive information like credit card information and bank account number) will never be disclosed in ways not otherwise described in this Privacy Policy. As a user of the Site, you understand and agree that you assume to take all responsibility and risk for your use of the Site, the internet generally, and the documents you post or access and for your conduct on and off the Site.

DISPUTES AND JURIDICTION

All disputes involving but not limited to rights conferred, compensation, refunds, and other claims will be resolved through a two-step Alternate Dispute Resolution mechanism.

a. Stage 1: Mediation. In case of a dispute, the matter will first be attempted to be resolved by a sole mediator who is a neutral third party and will be selected at the mutual acceptance of a proposed mediator by both parties. Both parties may raise a name for the sole mediator and in the case both parties accept the proposed name, the said person shall be appointed as sole mediator. In case the parties are not able to reach a consensus within two proposed mediators, the Company reserves the right to decide who the final mediator is. The decision of the mediator is not binding on both parties.

b. Stage 2: Arbitration. In case that mediation does not yield a result suitable or preferred by any one of the parties, arbitration may follow, the award of which is binding on both parties. The Arbitration Board shall comprise three members – one appointed by each party and the third member to be nominated by the two appointed members by mutual consent. Arbitration shall be held at ________, India. The proceedings of arbitration shall be in the English/Hindi language. The arbitrator’s award shall be final and binding on the Parties. If the dispute cannot be resolved by this two-step Alternate Dispute Resolution mechanism, it shall be referred to the courts at _______________.

INFORMATION DISCLOUSRE

We will never share, sell, rent your personal information to the third parties or use your email address for unsolicited mail. But in some cases due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of examples (without limiting and foregoing) we may be forced to disclose information to the government, law enforcing agencies and services providers to improve and enhance the function of the Bloom CAP Platform.

However, the following describes some of the ways that your personally identifiable information may be disclosed:

1. Law and Order: We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.

2. External Service Providers: There may be a number of services offered by external service providers that help you use our. If you choose to use these optional services, and in the course of doing so, disclose information to the external service providers, and/or grant them permission to collect information about you, then their use of your information is governed by their private policy.

3. Other Corporate Entities: We share much of our data, including personally identifiable information about you, with our parent and/or subsidiaries that are committed to serving your online needs and related services, throughout the world. Such data will be shared for the sole purpose of enhancing your browsing experience and providing our services to you. To the extent that these entities have access to your information, they will treat it at least as protectively as they treat information they obtain from their other members. It is possible that We and/or its subsidiaries, or any combination of such, could merge with or be acquired by another business entity. Should such a combination occur, you should expect that we would share some or all of your information in order to continue to provide the service. You will receive notice of such event (to the extent that it occurs).

INFORMATION WE COLLECT

When you use this platform by way of registration, log in or creation of the User Account. Bloom CAP collects your personally identifiable information including your Name, Address, Email address, Date of Birth, Demographic Information, Photos, Telephone or Mobile Number, Credit/Debit Card details, Geographic location. As a member, you are required to provide valid email address at registration and choose a username or alias that represents your identity on our website. This information is compiled and analysed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on the Site or not), which URL you next go to (whether this URL is on the Site or not), your computer browser information, your IP address, and other information associated with your interaction with the Site. We also collect and store personal information that is provided by you from time to time on this platform. We only collect and use such information from you that we consider necessary for achieving a seamless, efficient and safe experience, customized to your needs including: To enable the provision of services opted for by you; To communicate necessary account and services related information from time to time; To allow you to receive quality customer care services; To undertake necessary fraud and money laundering prevention checks, and comply with the highest security standards; To comply with applicable laws, rules and regulations; and To provide you with information and offers on products and services, on updates, on promotions, on related, affiliated or associated service providers and partners, that we believe would be of interest to you. Bloom CAP also collects your information to send you offers based on your interests and prior activities. Further, we can also use your contact information to direct our efforts in the services improvement, by contacting you as a survey respondent, to inform or notify you if you win any contest and to send you promotional material from its contest sponsors and advertisers. Further, you may from time to time choose to provide payment related financial information (credit card, debit card, bank account details, billing address etc.) on the App. Bloom CAP is committed to keeping all such sensitive data/information safe at all times and ensure that such data/information is only transacted over secure Site of approved payment gateways which are digitally encrypted, and provide the highest possible degree of care available under the technology presently in use. Bloom CAP will not use your financial information for any purpose other than to complete a transaction with you. To the extent we facilitate you by providing option of not divulging any specific information that you do not wish to be collected, stored or used by us. You may choose not use particular service on the App and opt out of any non-essential communications from the Company. Also, while transacting over internet has its own risks which can only be avoided by some simple security practices, such as not your account/log in related information to any other person and informing to our customer care team about and suspicious activity or where your account has/may have been compromised.

LINKS TO THE THIRD PARTIES

The Bloom CAP may include link that direct you to other websites and we have no control over any websites or resources which are provided by the companies or person other than Us. This Privacy Policy does not cover these third party websites. You agree that once you leave our servers, any third party you go or interact with are at your own risk. You acknowledge and agree that We are not responsible for the availability of any such external sites or resources, and does not endorse any advertising, products or other materials on or available from such Websites or resources. Bloom CAP shall not be held responsible or liable for any default, loss of function or any risk that your sensitive personal information may be exposed to as the result of the same. These third parties may have their own policies governing the storage and retention of your personal information that be subject to. We suggest, before you reveal any your personal information, kindly read their Privacy Policy carefully. We use third party advertising companies to serve when you visit the website.

OTHER INFORMATION COLLECTORS

This document of Privacy Policy only addresses the use and disclosure of information that Bloom CAP App collects from you. To the extent that you disclose your information to other parties, whether they are on this application or on other sites throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. To the extent that we use third party advertisers, they adhere to their own privacy policies. Since we do not control the privacy policies of the third parties, you are subject to ask questions before you disclose your personal information to others.

OUR USE OF YOUR INFORMATION

Your contact information is also used to contact you when necessary. We use your IP address to in diagnosing problems with our servers and to administer our website. Your IP Address helps us to identify you and your demographic information. We also use your IP address to help and protect our partners and ourselves from any frauds. We will continue to enhance and improve our services and security procedures as new technologies are becoming available in the market. We will transfer your informations to third parties if we are acquired by or merged with another company. In this scenario we will notify you either by mailing you at your email address or by putting a prominent notice on the platform before your information is transferred to third party and become subject to a different Privacy Policy.

OVERVIEW

We respect your online privacy data and we are committed to protect it. We further recognize your need for appropriate protection and management of any personally identifiable information (“Personal Information”) as you share with us. “Bloom CAP” platform takes no responsibility if any User give their fake information hence we shall not be liable/ bound to be liable in anyways to that user neither by social ethics nor by law, under any regulation or an order of competent authority. Information that is considered personal about you by us includes, but is not limited to, your name, address, email address, phone number or other contact information. In order to purchase any Service from this Application, you are required to provide the following information which includes, but is not limited to: • Name • User Name • Password • DOB • Mobile Number • Banking details • E-mail address This privacy policy also applies to data we collect from users who are not registered as members of this site, including, but not limited to, browsing behavior, pages viewed etc.

PRIVACY POLICY

This Privacy Policy explains the policy of Bloom CAP – Bloom’s mobile application (referred as “the App”). While gathering information about the people use our Website or Mobile Application we take your privacy very seriously and make efforts to safeguard your personal data. This privacy policy is intended to inform you what information we collect, how this information is used and what steps we take to protect this information as well as providing you a process to update, change or delete your personal data. All visitors to “Bloom CAP App” are advised or requested to read and understand our privacy policy very carefully. If you do not understand or you do not accept any part of this policy, then you should not use this platform as the case may be. Your use and/or continued use of this Platform, as the case may be amounts to express your consent to the terms of this Privacy Policy as well as the Terms of Use. This Privacy Policy forms part and parcel of the Terms of Use for the Bloom CAP Services and shall be read as a whole. Capitalized terms used here, but undefined, shall have the same meaning as attributed to them in the Terms of Use. Point to remember while reading Privacy Policy as well as the Terms of Use. a. “We”, “Our”, and “Us” shall mean and refer to the creators of this Privacy Policy. b. “You”, “Your”, “Yourself” and “User” shall mean and refer to natural and legal individuals who use this platform.

SECURITY

We treat data as an asset that must be protected against loss and unauthorised access to information. We employ many different security techniques to protect such data from unauthorised access the by members inside and outside the company. We do not recommend users to transfer any of their sensitive information via website to other users. If users wish to do so they can share their information through Phone, offline or via personal email. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. However, "perfect security" does not exist on the Internet. You, therefore, agree that any security breaches beyond the control of our standard security procedures are at your sole risk and discretion.